@font-face{font-family:Outfit;src:url(fonts/Outfit-Variable.ttf) format("truetype");font-weight:100 900;font-display:swap}
@font-face{font-family:Inter;src:url(fonts/Inter-Variable.ttf) format("truetype");font-weight:100 900;font-display:swap}
:root{--az:#0C3C78;--am:#FDB913;--tu:#27B7C8;--ve:#7ED321;--gr:#667085;--ti:#1B2A41;--cl:#F5F8FC;--li:#E3E9F2}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:Inter,Arial,sans-serif;color:var(--ti);background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4,.btn,.lbl,.num,.lema{font-family:Outfit,Arial,sans-serif}
.w{max-width:1120px;margin:0 auto;padding:0 24px}
.btn{display:inline-block;padding:15px 28px;border-radius:999px;font-weight:700;font-size:16px;text-decoration:none;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s;text-align:center}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(12,60,120,.2)}
.btn.am{background:var(--am);color:var(--az)}.btn.az{background:var(--az);color:#fff}
.btn.bl{background:transparent;color:#fff;border:2px solid #fff}
.lbl{font-size:13px;letter-spacing:2.5px;font-weight:600;text-transform:uppercase;color:var(--tu)}
/* nav */
nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);box-shadow:0 1px 0 var(--li)}
nav .w{height:74px;display:flex;align-items:center;justify-content:space-between;max-width:1240px}
nav .logo img{height:36px;width:auto}
nav .m{display:flex;gap:28px;align-items:center;font-size:15px;font-weight:500}
nav .m a{text-decoration:none}nav .m a:hover{color:var(--az)}
nav .btn{padding:11px 22px;font-size:14px}
/* hero */
.hero{position:relative;min-height:620px;background:url(img/hero-negocio.jpg) center/cover;overflow:hidden;display:flex;align-items:center}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,60,120,.96) 0%,rgba(12,60,120,.88) 42%,rgba(12,60,120,.15) 80%)}
.hero .g{position:absolute;left:36%;top:-60px;width:520px;opacity:.16;pointer-events:none}
.hero .c{position:relative;max-width:640px;color:#fff;padding:90px 0}
.hero .lbl{color:var(--am)}
.hero h1{font-size:clamp(38px,5.4vw,60px);line-height:1.05;font-weight:700;margin:18px 0 22px}
.hero h1 span{color:var(--am)}
.hero p{font-size:19px;line-height:1.55;color:#DCE6F3;max-width:520px;margin-bottom:34px}
.bs{display:flex;gap:14px;flex-wrap:wrap}
/* stats */
.stats{background:var(--cl);padding:42px 0}
.stats .g4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.num{font-size:40px;font-weight:700;color:var(--az)}.stats p{font-size:14px;color:var(--gr);margin-top:4px}
.nota{text-align:center;font-size:11.5px;color:var(--gr);margin-top:18px}
section{padding:90px 0}
.tt{text-align:center;margin-bottom:50px}
.tt h2{font-size:clamp(30px,3.6vw,40px);color:var(--az);font-weight:700;margin-top:10px;line-height:1.15}
.tt p{color:var(--gr);font-size:17px;margin-top:12px}
/* segmentos */
.sg{display:grid;grid-template-columns:1.35fr 1fr;gap:24px}
.sc{border-radius:20px;overflow:hidden;border:1px solid var(--li);display:flex;flex-direction:column;background:#fff}
.sc .ph{height:260px;background-size:cover;background-position:center}
.sc .tx{padding:30px 30px 32px;position:relative;flex:1;display:flex;flex-direction:column;align-items:flex-start}
.sc h3{font-size:26px;color:var(--az);margin-bottom:10px;line-height:1.2}
.sc p{color:var(--gr);font-size:15.5px;line-height:1.6;margin-bottom:22px;flex:1}
.sc .btn{padding:12px 24px;font-size:15px}
.tag{position:absolute;top:-16px;left:30px;background:var(--am);color:var(--az);font:700 12px Outfit,Arial;padding:6px 14px;border-radius:999px;text-transform:uppercase;letter-spacing:1px}
/* tarjetas */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--li);border-radius:18px;padding:30px}
.ic{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;flex:none}
.ic svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card h3{font-size:21px;color:var(--az);margin-bottom:8px}
.card p{color:var(--gr);font-size:15px;line-height:1.55}
/* pasos */
.pasos{background:var(--az);color:#fff;position:relative;overflow:hidden}
.pasos .g{position:absolute;right:-120px;bottom:-140px;width:460px;opacity:.12;pointer-events:none}
.pasos .tt h2{color:#fff}.pasos .lbl{color:var(--am)}
.ps{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;position:relative}
.p{text-align:center}
.p .n{width:70px;height:70px;border-radius:50%;background:var(--am);color:var(--az);font:700 30px Outfit,Arial;display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
.p h3{font-size:19px;margin-bottom:8px}.p p{font-size:14.5px;color:#C9D6E8;line-height:1.5}
.lema{text-align:center;font-size:clamp(26px,3vw,34px);font-weight:700;color:var(--am);margin-top:54px;position:relative}
.cen{text-align:center;margin-top:24px;position:relative}
/* financiamiento */
.fin .w{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.fin h2{font-size:clamp(30px,3.4vw,38px);color:var(--az);line-height:1.15;margin:10px 0 18px}
.fin ul{list-style:none}
.fin li{font-size:17px;line-height:1.5;padding:9px 0 9px 36px;position:relative}
.fin li:before{content:"✓";position:absolute;left:0;top:10px;color:#fff;background:var(--ve);width:24px;height:24px;border-radius:50%;font-size:13px;display:flex;align-items:center;justify-content:center}
.comp{background:var(--cl);border-radius:22px;padding:36px}
.comp .r{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;border-bottom:1px solid #DDE5F0}
.comp .r:last-of-type{border:0}.comp .k{color:var(--gr)}
.comp .v{font:700 30px Outfit,Arial;color:var(--az);white-space:nowrap}.comp .v.g{color:#4E9A0E}
.comp .ah{display:inline-block;background:var(--ve);color:#fff;font:700 13px Outfit,Arial;padding:5px 12px;border-radius:999px;margin-top:6px}
.comp small{display:block;font-size:12px;color:var(--gr);margin-top:12px}
/* banda */
.ban{background:url(img/instalador.jpg) center 30%/cover;position:relative}
.ban:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,60,120,.92),rgba(12,60,120,.2))}
.ban .w{position:relative;color:#fff;padding-top:95px;padding-bottom:95px}
.ban p{font:600 clamp(24px,3vw,34px)/1.25 Outfit,Arial;max-width:680px}.ban span{color:var(--am)}
.conf{background:var(--cl)}
.conf .card{display:flex;gap:18px;padding:26px}.conf .ic{margin:0}
/* contacto */
.cto{position:relative;overflow:hidden}
.cto .wm{position:absolute;left:-160px;top:40px;width:560px;opacity:.06;pointer-events:none}
.cto .w{position:relative;display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}
.cto h2{font-size:clamp(32px,4vw,44px);color:var(--az);line-height:1.1;margin:10px 0 18px}
.cto .t p{font-size:17px;color:var(--gr);line-height:1.6;margin-bottom:22px}
.wa{display:inline-flex;align-items:center;gap:12px;font:600 18px Outfit,Arial;color:var(--az);text-decoration:none}
.wa i{width:44px;height:44px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center}
.wa i svg,.flo svg{width:24px;height:24px;fill:#fff}
form{background:#fff;border-radius:22px;padding:38px;box-shadow:0 18px 50px rgba(12,60,120,.14)}
form h3{font-size:24px;color:var(--az);margin-bottom:22px}
.fs{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fs .full{grid-column:1/-1}
input,select,textarea{width:100%;border:1.5px solid #D6DFEB;border-radius:10px;padding:14px 16px;font:15px Inter,Arial;color:var(--ti);background:#fff}
textarea{resize:vertical;min-height:90px}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--tu);box-shadow:0 0 0 3px rgba(39,183,200,.18)}
select{appearance:none;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23667085' stroke-width='2' fill='none'/%3E%3C/svg%3E") no-repeat right 16px center #fff}
.chk{font-size:14px;color:var(--gr);margin:18px 0 22px;display:flex;gap:10px;align-items:center}
.chk input{width:18px;height:18px;flex:none;accent-color:var(--az)}
.chk a{color:var(--az);font-weight:600}
form .btn{width:100%;font-size:17px}
.oculto{position:absolute;left:-9999px}
/* footer */
footer{background:var(--az);color:#C9D6E8;padding:56px 0 34px}
footer .w{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px}
footer .logo img{height:40px;width:auto;margin-bottom:14px}
footer h4{font-size:15px;font-weight:600;color:#fff;margin-bottom:12px}
footer p{font-size:14px;line-height:1.9}
footer a{text-decoration:none}footer a:hover{color:#fff;text-decoration:underline}
footer .cp{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.15);padding-top:22px;margin-top:10px;font-size:12px}
.flo{position:fixed;right:22px;bottom:22px;z-index:60;width:60px;height:60px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.25);transition:transform .15s}
.flo:hover{transform:scale(1.07)}.flo svg{width:32px;height:32px}
/* responsive */
@media (max-width:960px){
 nav .m a:not(.btn){display:none}
 .grid{grid-template-columns:1fr 1fr}
 .sg,.fin .w,.cto .w{grid-template-columns:1fr}
 .fin .w,.cto .w{gap:40px}
 .ps{grid-template-columns:1fr 1fr;row-gap:40px}
 footer .w{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
 section{padding:64px 0}
 nav .w{height:64px}nav .logo img{height:30px}
 .hero{min-height:0}
 .hero:before{background:linear-gradient(180deg,rgba(12,60,120,.92) 0%,rgba(12,60,120,.85) 70%,rgba(12,60,120,.6) 100%)}
 .hero .c{padding:64px 0}.hero p{font-size:17px}
 .bs .btn{width:100%}
 .stats .g4{grid-template-columns:1fr 1fr;row-gap:28px}.num{font-size:32px}
 .grid{grid-template-columns:1fr}
 .sc .ph{height:200px}
 .fs{grid-template-columns:1fr}
 form{padding:26px 20px}
 .comp{padding:26px 22px}.comp .v{font-size:24px}
 footer .w{grid-template-columns:1fr;gap:28px}
}